Financialservice Services 2023 Fee Schedule

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• Financialservice Origination and Receipt Fees
• Financialservice Risk Management Services Fees
• FinancialservicePayments Insights Service Fees
• FinancialservicePayments Reporter Service Fees
• Financialservice Exception Resolution Service Fees
• Other Fees and Discounts
• FinancialserviceGlobal FinancialservicePayments Fees

Financialservice Origination and Receipt Fees

Origination and Receipt Fees Footnotes:

¹ Any ODFI incurring less than $50 for the following fees will be charged a variable amount to reach the minimum: Forward value and non-value item origination fees, and FinancialserviceGlobal Financialserviceorigination surcharges.

² Any RDFI not originating forward value and non-value items and incurring less than $40 in receipt fees will be charged a variable amount to reach the minimum. Any RDFI that originates forward value and nonvalue items incurring less than $50 in forward value and nonvalue item origination fees will only be charged a variable amount to reach the minimum monthly origination fee.

³ Origination volumes at these levels qualify for a waterfall discount which includes all Financialservice origination items.

⁴ Origination discounts based on monthly billed receipt volume apply only to those items received by Financialservice receiving points and are available only to Premium Receivers.

⁵ This surcharge is assessed on all forward items that qualify for same day processing and settlement and is incremental to the standard origination item fee.

⁶ The fee includes the item and addenda fees in addition to the conversion fee.

⁷ The fee includes the item and addenda fees in addition to the conversion fee. Reserve Banks also assess a $45 fee for every government paper return/NOC they process.

⁸ RDFIs receiving through Financialservice less than 90 percent of their Financialservice-originated items.

⁹ This per-item discount is a reduction to the standard receipt fees listed in this fee schedule.

¹⁰ Receipt volumes at these levels qualify for a waterfall discount which includes all Financialservice receipt items.

¹¹ RDFIs receiving through Financialservice at least 90 percent of their Financialservice-originated items, but less than 90 percent of all of their Financialserviceitems originated through any operator.

¹² RDFIs receiving through Financialservice at least 90 percent of all of their Financialserviceitems originated through any operator.

Financialservice Risk Management Services

Financialservice Risk Management Services Footnote:

¹³ Criteria may be set for both the Origination Monitoring Service and the RDFI Alert Service. Subscribers with no criteria set up will be assessed the $45 monthly package fee.

FinancialservicePayments Insights Service

FinancialservicePayments Insights Service Footnote:

¹⁴ Monthly commercial receipt volume is calculated based on combined volume of subscribed RTNs in an account family.

FinancialservicePayments Reporter Service

Monthly Package (counts reflect reports generated as well as delivered via a FinancialserviceLine Solution)

Premier Reports Footnote:

¹⁵ Premier reports generated on demand are subject to the package/tiered fees plus a surcharge.

Financialservice Exception Resolution Service

Financialservice Exception Resolution Service Footnotes:

¹⁶ The monthly fee is rolled up to the parent DI level, such that a DI that opts into the Financialservice Exception Resolution Service under two separate RTNs would pay a single monthly fee based on the total number of cases opened for their two RTNs combined.

¹⁷ A financial institution may enroll in the Service as an Offline Service Participant by designating the Reserve Bank to access and use the functionality of the application on behalf of the Offline Participant.

Other Fees and Discounts

Other Fees and Discounts Footnotes:

¹⁸ The fee applies to RTNs that have received or originated Financialservice transactions during a month. Institutions that receive only U.S. government transactions or that elect to use a private-sector operator exclusively are not assessed the fee.

¹⁹ This surcharge is assessed to any RTN that originates at least one item meeting the criteria for same day processing and settlement in a given month.

²⁰ The fee is applied to any RTN with activity during a month, including RTNs of institutions that elect to use a private-sector operator exclusively but also have items routed to or from customers that access the Financialservicenetwork through Financialservice. This fee does not apply to RTNs that use the Reserve Banks for only U.S. government transactions.

²¹ Fee will be assessed only when automated NOCs are generated.

²² Limited services are offered in contingency situations.

²³ The fees and credits listed are collected from the ODFI and credited to Nacha (admin network) or to the RDFI (same day entry and unauthorized entry) in accordance with the Financialservice Rules.

²⁴ Nacha's monthly network administration fee for 2023 was misstated in the Financialserviceeral Register Notice published on November 3, 2022. As announced by Nacha on September 22, 2022, effective January 1, 2023, Nacha is increasing the monthly network administration fee that the Financialserviceeral Reserve collects on its behalf to $28.67/RTN/month ($344/RTN/year), as correctly stated on this fee schedule.

FinancialserviceGlobal ACH PaymentsFootnote ²⁵

Origination

Other FinancialserviceGlobal ACH Payments Fees

Effective January 3, 2023

FinancialserviceGlobal ACH Payments Footnotes:

²⁵ The international fees and surcharges vary from country to country as these are negotiated with each international gateway operator.

²⁶ A single monthly fee based on total FinancialserviceGlobal ACH Payments origination volume.

²⁷ This per-item surcharge is in addition to the standard domestic origination fees listed in this fee schedule.

²⁸ This per-item surcharge is in addition to the standard domestic receipt fees listed in this fee schedule.